MaPrimeRénov’ yellow: what a low-income household receives
Starting setting: 3 people, €35,000 reference tax income, outside Île-de-France, which is the yellow band. Enter your own income and quote.
A three-person household is yellow, meaning “low income”, between €30,541 and €39,148 of reference tax income outside Île-de-France, and between €42,358 and €51,564 in Île-de-France. For a heat pump the 2026 MaPrimeRénov’ flat rate is €4,000 for air-to-water and €9,000 for ground-source, which is €1,000 and €2,000 less than a blue household. The yellow band keeps an often forgotten advantage: like blue households, its work generates “fuel poverty” certificates, bought at a higher price. Its CEE bonus with Coup de pouce is therefore the same as a blue household’s. Its grant ceiling, however, is lower: 75 % of the eligible expense, with at least 25 % left to pay. With a high CEE bonus, this ceiling sets the MaPrimeRénov’ actually paid.
MaPrimeRénov’ paid
€1,015
flat rate €4,000, cut by €2,985 by the cap
| Estimated price (median quote) | €15,788 |
| MaPrimeRénov’ (yellow) | €1,015 |
| of which cut by the cap | − €2,985 |
| CEE bonus (Coup de pouce) | €7,985 |
| Out of pocket | €6,788 |
| Heating per year today | €2,127 |
| Heating per year with heat pump | €930 |
| Saving per year | €1,198 |
| Payback | 5.7 years |
| Heating need | 13,583 kWh |
| Climate (St-Genis-Laval) | 2,058 DJU, H1 |
Outside Île-de-France ceilings for 3 people: blue ≤ €30,540, yellow ≤ €39,148, purple ≤ €55,196. Estimate only: the Anah alone sets the grant, and the CEE amount is the one the firm puts in writing before you sign.
Checked by Radif Partners · Editorial policy · Method and sources
Grants and out-of-pocket cost for a yellow household
| Heat pump and quote | MaPrimeRénov’ | CEE bonus | Total grants | Out of pocket |
|---|---|---|---|---|
| Air-to-water, €10,000 | €0 | €7,985 | €7,985 | €2,015 |
| Air-to-water, €15,788 | €1,015 | €7,985 | €9,000 | €6,788 |
| Ground-source, €18,000 | €4,593 | €8,907 | €13,500 | €4,500 |
| Ground-source, €24,000 | €4,593 | €8,907 | €13,500 | €10,500 |
For a modest air-to-water quote, the CEE bonus at the fuel-poverty price, already close to the 75 % ceiling, leaves little room for MaPrimeRénov’. For ground-source, whose flat rate is higher, the cut is smaller in proportion.
How to check it on your tax notice
Reference tax income appears on the first page of the tax notice, in the “Vos références” box. If two notices concern the home (an unmarried couple, an adult child attached elsewhere who lives with you), add them up. Enter the total in the calculator: it gives your colour and the next ceiling.
Blue, yellow or purple: the gaps
Compare with the MaPrimeRénov’ blue and MaPrimeRénov’ purple pages, or with the full table of income ceilings.