Heat pump or gas boiler: the figures side by side

Your gas boiler is nearing the end of its life. Replace it like for like or switch to a heat pump? Here is the gap in bills and outlay, with current figures.

A new gas boiler turns at best about 86 % of the gas’s energy into heat, the minimum set by the EU ecodesign regulation; an air-to-water heat pump produces on average 2.9 kWh of heat per kWh of electricity, according to ADEME’s measurements. Electricity costs €0.1985 per kWh at the regulated tariff, gas €0.1347 on average according to Eurostat. Per kWh of heat produced, gas comes to €0.1566 and the heat pump to €0.0684. The heat pump is therefore cheaper to run, all the more so in a cold climate, and lets you cancel the gas subscription. But it costs more to buy: the heat pump gets 5.5 % VAT, MaPrimeRénov’ and the CEE bonus with Coup de pouce, while a gas boiler pays 20 % VAT and is not funded by MaPrimeRénov’. The choice comes down to the gap between the two outlays, compared with the yearly saving.

Heat pump or gas boiler: the bill for each

Yearly gap in favour of the heat pump

€769

New gas boiler (86%)€1,365
Air-to-water heat pump (SCOP 2.9)€597
Heat needed8,717 kWh

Estimate: need worked out with the site’s insulation coefficient. Gas standing charge not counted: dropping it widens the gap.

Add the heat pump’s price and grants →

Checked by Radif Partners · Editorial policy · Method and sources

The price per kWh of heat

Gas: Eurostat, first half of 2026; electricity: regulated Base tariff at 1 August 2026; oil: France average from the Weekly Oil Bulletin, at 10 kWh per litre (ADEME Base Carbone)
EquipmentPrice per kWh boughtPrice per kWh of heat
Gas boiler (86 % efficiency)0.1347 €0.1566 €
Oil boiler (86 % efficiency)0.1931 €0.2245 €
Electric heaters0.1985 €0.1985 €
Air-to-water heat pump (efficiency 2.9)0.1985 €0.0684 €
Ground-source heat pump (efficiency 4.1)0.1985 €0.0484 €

A “kWh of heat” is the energy that actually reaches the rooms. It is the only unit that lets you compare equipment using different energies. The 86 % efficiency is the minimum EU Regulation 813/2013 has set for a new boiler since 2015; it favours the boiler, as an old boiler often does worse.

The yearly bill by climate

Yearly heating bill excluding standing charges, averagely insulated 100 m² house; HDD 2015-2024
DépartementGas boilerAir-to-waterYearly gap
Bouches-du-Rhône€1,416€619€797
Loire-Atlantique€2,002€875€1,127
Rhône€2,127€930€1,198
Bas-Rhin€2,343€1,024€1,319
Doubs€2,489€1,088€1,401

Heat pump or gas boiler: the bill for each

Yearly gap in favour of the heat pump

€769

New gas boiler (86%)€1,365
Air-to-water heat pump (SCOP 2.9)€597
Heat needed8,717 kWh

Estimate: need worked out with the site’s insulation coefficient. Gas standing charge not counted: dropping it widens the gap.

Add the heat pump’s price and grants →

The outlay

No open source publishes an average gas boiler price. For an air-to-water heat pump, the median of quotes published by the price observatory is €15,788, on a small sample. Grants cut it sharply: the CEE bonus with Coup de pouce (replacing a gas boiler qualifies), and MaPrimeRénov’ for blue, yellow and purple households. Get two quotes, one for a boiler and one for a heat pump, and enter the second in the calculator: it gives the out-of-pocket cost and payback.

What tips the balance

For the heat pump: a cold climate, a reasonably insulated house, low-temperature radiators or underfloor heating, high grants, a wish to drop the gas subscription. For the boiler: a very poorly insulated house with high-temperature radiators, a tight budget with no grant, a very mild climate where the saving is small. In that last case, insulating first is often the best investment.

Frequently asked questions

Can I still install a new gas boiler in 2026?

Yes, in an existing house, replacing one gas boiler with another is still allowed. But it is not funded by MaPrimeRénov’, its fitting is taxed at 20%, and since 1 September 2026 a house that keeps gas can no longer be funded under whole-home renovation. In new homes, the RE2020 environmental regulation rules it out in practice.

Is a hybrid heat pump a good compromise?

A hybrid heat pump pairs a small heat pump with a gas boiler that takes over in hard frosts. It costs less than a standalone heat pump in a poorly insulated house. But it keeps the gas subscription and, since 1 September 2026, can no longer be funded under whole-home renovation. The calculator does not cost it.

Should I keep the gas subscription after a heat pump?

Only if gas is still used, for cooking for example. Otherwise, cancelling the subscription removes a fixed yearly cost that the site’s calculation does not count, which improves the heat pump’s case. The meter can be kept or removed; ask your supplier and the network operator.

Related pages and calculations

Sources

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Publisher of a neutral calculator of the cost, grants and savings of a heat pump in France, with no quote request

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Data 2026, reread on